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    Seeing a doctor in Sweden on travel insurance

    By the TouristDr team · Updated 13 November 2026

    Most visitors pay for the consultation themselves and then claim the cost from their travel insurance. TouristDr gives you the documents insurers usually ask for — a medical report in English, the diagnosis and an itemised receipt — free of charge. Whether you are reimbursed depends on your policy, so check with your insurer.

    Pay and claim — the usual route

    • Pay for your consultation in the TouristDr Portal (2,500 SEK).
    • After the visit you receive a medical report in English, the diagnosis and an itemised receipt, as a password-protected PDF.
    • Submit the documents to your insurer through their claims form or app. Keep your pharmacy receipts too.
    • Many policies have an excess (deductible) and a time limit for claims — your policy wording tells you both.

    Direct billing and guarantees of payment

    TouristDr video consultations are paid in the portal, and you then claim the cost from your insurer with the documents we send you. For a visit at one of our clinics, we can bill your insurer or assistance company directly if they have an agreement with us or send us a guarantee of payment (GOP) before the visit. Call your insurer's assistance number first if you hope to avoid paying upfront.

    EHIC, GHIC and Nordic visitors

    The European Health Insurance Card (and the UK GHIC) gives you access to Sweden's public healthcare at local patient fees. TouristDr and Mindr are private, so the card does not cover our fees — private consultations are normally a matter for your travel insurance.

    Tips for a smooth claim

    • Tell us at booking if your insurer needs a specific form — we can usually complete it.
    • Ask your insurer whether they want the diagnosis code (ICD-10); our reports include it.
    • Save the e-prescription receipt from the pharmacy; medicines are often claimable as well.

    Questions

    Do you charge for insurance documents?

    No. The medical report, diagnosis and itemised receipt for your claim are always free.

    When do I get the documents?

    Usually within 1–5 days after the consultation, by email as a password-protected PDF.

    Will my insurance pay?

    We can't promise that — it depends on your policy. Many international travel insurance policies cover private medical consultations abroad. Your insurer can confirm before you book.

    I'm from the US — does my health plan cover care in Sweden?

    Some US plans do, many don't. Mindr has a dedicated guide for US health insurance (link below).

    See a licensed Swedish doctor by video

    2,500 SEK · No personnummer or BankID · Insurance documents included

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